My life without Checking Account: Mauricio Curi at TEDxGoiânia

Life is funny. It is a funny equation. Each one has its own life. I started to know my equation when the first imponderable variable came into my life. When I started my family, my wife came into my life. When you have your first wife, you do not think it is the first, only that she is your wife. Now I know I had other... Anyway, I called this the 'wife #1'. 'Wife #1' is an elusive variable. You have no control over she, and you know it after she comes into the equation. And then she brings another variable to you, which is the 'son #1'. This is another imponderable variable. And if it is a daughter, not a son, you will understand what I'm saying. The daughter has two equations: 'Puppy #1' and 'Puppy #2', because a dog can not live alone. All because your daughter tells you that the dog feels alone. In this case, the dogs are female. That's when you understand the strength of this family. To this family live, you need infrastructure. This infrastructure begins with a car; Not a large car, just a simple car. But the 'Puppy #1' grows, just like the 'Puppy #2', and it gets more complex. In addition, you have households, because your daughter brings this; And you invent some holseholds too. Then you need to put your family, car and households inside a house. Inside the house, you have a lot of other things. You need to have a TV, and the family begins to grow, and you buy a lot of TVs, and you buy video games as the children grows. Computer is inevitable, as the internet. And you get to invent other things... Things you do not need. And a family full of women, always have a telephone. Lots of telephones. Stereo is the highest stage. I remember the "3 in 1" gadget, but today there is CD, DVD, Blu-Ray, receiver, switcher... And a lot of remote control! You have to buy some gadgets too. In my opinion, it is way to take the entire house inside the pocket. And you want your cellphone, your MP3, your computer, your internet, and other things. To make this equation, you need a great partner. You need a bank. Without a bank, you can not have it all. A bank is not so simple. The root is the bank account. But when you're married, you have a joint account, because it is a vote of confidence. You need to have. You must have investment accounts, credit card and awarded accounts, because the bank thinks it's casino, and start giving things. In addition, you also need to feel safe, then you insure it all: car, life, health, residence... And you still have to think ahead! You make savings and investments. So the bank is important. Everything is so complex and full of things, and you just get distracted in the middle of it all. And you know the result? Your first imponderable variable becomes more imponderable. But the end of something is always the beginning of something else. And what do you do? You get a second variable (wife), which adds another variable (daughter). And then? NO! Not a dog! Cat, fish, hamster... "Fish can not be alone in the aquarium, daddy". "He stands alone". Then your second family interferes with other variables. Your car gets larger, because the 'family #2' does not replace the 'family #1'. It is cumulative! And everything get crazy! The car changes. The house changes. Also the gadgets change, because the family wants to have a lot of gadgets. Each one has its own gadget. Then you call your partner (bank). But then you notice a change in your partner. When you have two families, you do not have the same insurance. The money you saved you before is being consumed by two families. You also do not have much power to secure. And here comes the trap, because neither the bank knows how to deal with two families. So the bank gives you more credit, and when that happens, you change your life completely. In my case, the bank closed my checking account. I broke up! And when I broke, what was the effect on the 'family #2'? The second imponderable variable becomes more imponderable... And life turned upside down, because when I saw two imponderable variables ex... Ex, like TEDx, my life turned upside down. The effect of this variables in the equation are huge, because their gadgets are no longer accessible to you, because the bank had gone, because the two variables left, and you get to live with less stuff. With much less. Your home is no longer the same house. Your car does not stand. And you realize that your life begins to return to normal, because you start to have more time to be devoted to important things, and that makes all the difference. So I ask: "What equation are you writting today for tomorrow?" Thank you.