Third Party Vs Comprehensive Car Insurance Cover in Dubai

Jeffrey C.: Third party insurance and comprehensive insurance, what's the difference? Let me start with comprehensive. Comprehensive is what we call..., another term that we use here is bumper-to-bumper policy cover. Jess S.: In case of any accident, if it is your fault, insurance company will be liable for your car and the third party car as well. Pinkey T.: Comprehensive means full policy. It will cover your car totally in case of any damage whether it's your fault or not, and it will also cover the driver-passenger cover, so the driver and passenger will be secured in case of any partial disability there will be a cover of at least 200,000 dirhams each head. So, that's fully secured. On the other side, you'll have Oman covering comprehensive. You can take your car to Oman and you'll have a towing, 24-hours roadside assistance card. So in any case of roadside assistance you need in the future, you can call in that number which is usually not there in the third party until unless with some few insurance company. Jeffrey C.: You'll be rest assured that everyone will be covered, your car and also the person, especially. Deng E.: Of course, if you have only a third party insurance, then the liability of the insurance company is only against the other party, other person, other bodily injury in case of accident. Any damage with your car, the insurance company will not be liable of that, then you have to pay for it. You have to shoulder the expenses if there will be in case of accident. Pinkey T.: Let's say if you are driving on a road and you hit another car, that other car will be protected. But the damage, whatever cost incurred for your car, that you have to fully pay. Jess S.: I do recommend comprehensive all the time, but of course if the car is like more than ten years old, it's not possible to give comprehensive. Pinkey T.: There's very little difference between the comprehensive and third party insurance premium also. It's not much, so it's better to go with comprehensive rather than third party and we recommend the client to take comprehensive as much as possible. Where are AFIA and InsuranceMarket located? Arsalan N.: It is located in a very prime location and customers can easily access this place. Mark L.: Basically we are right next to Karama Metro Station, so very accessible. Jeffrey C.: Along Trade Center, Bojuma road. Deng E.: You will easily see our building which is just in the corner of the Metro Station, Kahnu Group building; we are on the third floor. Jeffrey C.: Our room, 301-302, and yes very easy location. Shalni B.: If you like to have coffee at our place, you can always come in and meet our insurance advisors. So yeah, you can come in if you like.